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Kathleen J. Howe-Hrach

Kathleen J. Howe-Hrach

Senior Wealth Planning Consultant

BMO Private Bank

Kathy provides customized financial planning solutions to high net worth individuals and families as part of an overall personal wealth management strategy. She joined BMO Private Bank in 2015 and has over 25 years of experience in the financial services industry.


Kathy earned a Bachelor of Science in Accounting at the University of Illinois at Chicago in Chicago, Illinois.


She is past chair of the Illinois CPA Society’s Individual Taxation Committee and is currently a committee member; and also serves on other Society task forces. She authors technical practice alerts for publication on the Society’s website and has also written whitepapers published on BMO Private Bank Edge website. Additionally, she has also authored an article that was published in the AICPA’s 360 Degrees of Financial Literacy. Kathy is a member of the Illinois CPA Society, the American Institute of Public Accountants and the Financial Planning Association of Illinois. She holds the CFP designation and is also a Certified Public Accountant.


Kathy resides in LaGrange Park with her husband, Jim, and two children. She also enjoys reading, travelling and is an avid exercise enthusiast.