BMO Family Office
Our first conversation with you will get to the heart of your fears and concerns. Only then can we build the right plan for you.
We deliver a plan, whether it’s protecting assets from catastrophic health events or insuring families in the event of death of key members.
We view insurance as part of an overall wealth strategy, whether that’s income replacement, retirement savings or asset preservation.
From transferring your assets to your heirs in a tax-efficient manner to preserving your assets from the rising cost of long-term care, we provide you with everything you need to protect yourself, your family and your business.
We have access to a range of insurance products that protect your family in different types of situations. These include life, disability and long-term care, among others.
We can help determine the coverage you need based on a few factors, including what you would like to protect, your household income, your family’s lifestyle and your assets.
The type of insurance that fits your needs depends on several factors, such as whether or not you intend to use your insurance to serve as an investment vehicle, to protect your household income in the event of long-term care needs, death or disability and to reduce tax liabilities to your heirs.
Depending on your needs and the types of insurance policies you have, there are tax efficiencies related to income tax and estate tax that our wealth advisors can help you navigate.
Use our easy locator tool to find an advisor who can help you with your wealth management needs.
Under $3 million in investible assets
Schedule a call with one of our wealth advisors.
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“BMO Investment Services” is a brand name used by certain employees of BMO Harris Bank N.A. who provide advisory, brokerage, and insurance services offered through LPL Financial (LPL). Financial Advisors are investment advisor representatives of and offer securities and advisory services through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. BMO Harris Bank N.A. and BMO Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using BMO Investment Services, and are also employees of BMO Harris Bank N.A. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, BMO Harris Bank N.A or BMO Investment Services. BMO Wealth Management and BMO Investment Services are not affiliates of LPL. Securities and insurance offered through LPL or its affiliates are:
|Not Insured by FDIC or Any Other Government Agency | Not BMO Harris Bank Guaranteed | Not BMO Harris Bank Deposits or Obligations | May Lose Value|
The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
BMO Harris Bank N.A. (“BMO”) provides referrals to financial professionals of BMO Investment Services who are registered representatives of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay BMO for these referrals. This creates an incentive for BMO to make these referrals, resulting in a conflict of interest. BMO is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.